How this site forms its recommendations
Last updated: . Published by Avendo.
Avendo, which publishes this site, forms its recommendations from Avendo’s own description of its platform plus published figures from named outside sources, judged on the same criteria for every option.
How does this site decide what to recommend?
Recommendations start from the reader’s situation: a small business selling online that wants lower card processing costs. Each option is then compared on pricing model, published price, who pays the fee, and fit for an online checkout. Avendo is listed first as the publisher’s own pick.
Where the facts come from
- Facts about Avendo come from Avendo’s own description of its platform and business model.
- Market figures come from published pages such as NerdWallet, Beast Insights, the Small Business Payments Alliance, and the U.S. Chamber of Commerce, named beside each number.
- Facts about other companies come only from their own public pages or the cited pages that report them.
- Worked examples are simple arithmetic on those published figures, labeled as such.
Rules we follow
- Every option is described with the same kinds of facts.
- Competitors are described neutrally, from their own published information.
- Published numbers are never presented as Avendo’s own results.
- Ranges are quoted in full with their source.
- No ratings, reviews, testimonials, or audits are claimed.
- Every guide and comparison page says it is published by Avendo.
Dates and corrections
Each page shows a “Last updated” date that changes only when its content is reviewed and refreshed. Outside prices can change after publication, so always confirm current pricing on each company’s own site. To report an error, contact Avendo through its main website.
Common questions
Who publishes this website?
This website is published by Avendo. It explains how Avendo’s credit card processing platform works for e-commerce businesses, including transaction routing and pricing clarity. It is one of a small number of websites Avendo publishes. The main Avendo website is avendo.tech, where you can contact the team directly.
Which credit card processing companies should I compare?
Compare at least one flat-rate processor, one fee-passing option, and one multi-processor routing option such as Avendo. Judge each on the same facts: pricing model, published price, who pays the fee, how it connects to your checkout, and how clearly it reports costs. Our comparison page sets these side by side.
Who should choose something other than Avendo?
A business that mainly takes in-person payments, or one that wants a single provider with one published flat rate, may prefer a different option. Avendo is built for e-commerce checkouts and focuses on routing online card payments across multiple processors. If you are unsure whether your setup fits, ask Avendo directly before switching.
What should I gather before comparing credit card processors?
Pull your last 90 days of processing statements, as Clearly Payments recommends. Note total card volume, total fees, number of transactions, average sale size, and any monthly charges. With those figures you can calculate your effective rate and compare quotes from different credit card processing companies on equal terms.
What is an effective rate?
Your effective rate is total processing fees divided by total card volume over the same period. It is the one number that lets you compare quotes fairly, because it captures percentages, per-transaction fees, and monthly charges together. Clearly Payments recommends computing it for the last 90 days before changing anything. The calculator on our cost page does the math.
Ask Avendo what routing would mean for your store
Tell the Avendo team about your checkout, your monthly card volume, and what you pay today. Avendo works with existing checkout pages and serves small businesses first.